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πŸ“‹ Terms and Conditions



βœ… SEC CATEGORY 1 COMPLIANT | Issuer-Sponsored Tokenized Securities pursuant to SEC Division of Corporation Finance, Division of Investment Management, and Division of Trading and Markets Joint Statement dated January 28, 2026


By accessing or using the OTCOTCM MemeProtocol, Corp.Inc. platform ("Platform"), websitewebsites located at https://otc.meme,otcm.io, https://otcm.fun, https://otcm.me, or https://otcm.info, or any related services (collectively, the "Services"), you agree to be bound by:

  • Document

    Status

    πŸ“‹

    These Terms and Conditions

    Required ("Terms")

  • acceptance

  • πŸ”’

    Our Privacy Policy

  • Required acceptance

    ⚠️

    Our Risk Disclosure

    Required acceptance

    πŸͺ

    Our Cookie Notice

    Required acceptance

    βš–οΈ

    All applicable laws and regulations

    Required


    compliance

    ⚠️ IMPORTANT: If you do not agree with any of these terms,
    you are PROHIBITED from using or accessing the Services.

    🏒 Company Information


    🏒 OTC Meme Corp.
    πŸ“ A Florida Corporation
       240 Vaughn Dr, Ste 8
       Alpharetta, GA 30009
    πŸ“§ Email: support@otc.meme

    1. 🏒 COMPANY INFORMATION

    Field

    Information

    🏒

    Legal Entity

    OTCM Protocol, Inc.

    πŸ“

    Jurisdiction

    Wyoming, United States

    πŸ›οΈ

    Entity Type

    Wyoming Digital Asset Corporation

    πŸ›οΈ

    Regulatory Framework

    SEC Category 1 (Issuer-Sponsored Tokenized Securities)

    πŸ“§

    Contact

    legal@otcm.io


    2. πŸ“Š DESCRIPTION OF SERVICES

    2.1 πŸš€ Platform Overview

    OTCOTCM MemeProtocol, Corp.Inc. operates a SEC Category 1 compliant blockchain-based platform that enables the tokenization of OTC micro-cap securities as memeST22 tokensTokenized Securities on the Solana blockchain.blockchain.

    Our Services Include:

    Service

    Description

    Regulatory Status

    πŸͺ™

    Securities Tokenization

    • πŸͺ™

    Tokenization of company shares through preferredPreferred Series "M" share structures

  • Category 1 compliant

    πŸ”’

    1:1 Backed Tokens

    Creation of 1:1tokens backed tokens representingby shares held at Empire Stock Transfer Inc.

  • (SEC-registered transfer agent)

  • Category 1 compliant

    πŸ“ˆ Facilitating

    CEDEX tradingTrading

    Trading of tokenized securities through compliant bonding curves and liquidity pools

  • Category 1 compliant

    πŸ—οΈ

    Market Infrastructure

    Providing permanent market infrastructure for previously illiquid OTCsecurities

    Category 1 compliant

    🎫

    OTCM Utility Token

    Platform governance, fee discounts, and staking (separate from ST22 securities)

    Utility token


    2.2 βš–οΈ Critical Token Classification

    ⚠️ Two Different Token Types

    OTCM Protocol operates two fundamentally different token types. You must understand which you are using:

    Token Type

    Classification

    Backing

    Regulatory Status

    πŸ“œ

    ST22 Tokenized Securities

    SECURITIES

    1:1 Preferred Series "M" shares

    SEC Category 1

    🎫

    OTCM Utility Token

    Utility Token

    None

    Utility token framework

    ⚠️ CRITICAL: ST22 Tokenized Securities ARE SECURITIES under federal securities

laws. Purchasing ST22 tokens constitutes purchasing securities. Different rules, restrictions, and investor protections apply to each token type.


2.23 🚫 Not Investment Advice


⚠️ CRITICALIMPORTANT DISCLAIMER:DISCLAIMER

THE PLATFORM DOES NOT PROVIDE INVESTMENT, TAX, LEGAL, OR ACCOUNTING ADVICE.

All content on the Platform is for informational purposes only.only and does NOT constitute investment, legal, tax, or financial advice. ST22 Tokenized Securities ARE SECURITIES. Investing in securities involves substantial risk including possible loss of your entire investment.

You should:

You should:Action

Description

πŸ”

Research

Conduct your own research

  • due diligence

  • πŸ§‘β€πŸ’Ό

    Consult withProfessionals

    Seek advice from qualified professionals

  • financial, legal, and tax advisors

  • πŸ’‘

    Independent Decisions

    Make informed investment decisions independently

    πŸ“‹

    Review Disclosures

    Carefully review all risk disclosures before investing


    3. πŸ‘€ ELIGIBILITY AND REGISTRATION

    3.1 βœ… General Eligibility Requirements

    To use the Services, you must:

    • Requirement

      Description

      πŸŽ‚

      Age

      Be at least 18 years of age

    •  (21 in some jurisdictions)

    • βš–οΈ

      Legal Capacity

      Have the legal capacity to enter into binding contracts

    • 🚫

      Not Prohibited

      Not be prohibited from using the Services under applicable laws

    • 🌍

      Jurisdiction

      Not be located in a prohibited or restricted jurisdiction

      πŸ“‹

      KYC/AML

      Complete all required KYC and AML verification procedures


      3.2 πŸ’° Additional Requirements for ST22 Tokenized Securities

      To purchase or trade ST22 Tokenized Securities, you must ALSO:

      Requirement

      Description

      Regulatory Basis

      πŸŽ–οΈ

      Accredited Investor

      Qualify as an accredited investor under SEC Rule 501

      SEC Rule 506(c)

      βœ…

      Verification

      Complete accredited investor verification through approved providers

      SEC Rule 506(c)

      πŸ“‹

      Documentation

      Provide required financial documentation

      SEC regulations

      🚫

      OFAC Clearance

      Pass OFAC sanctions screening

      U.S. Treasury requirements

      ⚠️ IMPORTANT: ST22 Tokenized Securities are offered under Regulation D Rule 506(c), which permits sales only to verified accredited investors. Non-accredited investors cannot purchase ST22 tokens.

      Accredited Investor Qualification (SEC Rule 501)

      You qualify as an accredited investor if you meet one of the following:

      Qualification

      Threshold

      πŸ’°

      Individual Income

      $200,000+ annually for last 2 years (expecting same this year)

      πŸ‘₯

      Joint Income

      $300,000+ annually with spouse for last 2 years

      πŸ’Ž

      Net Worth

      $1,000,000+ (excluding primary residence)

      🏒

      Entity

      $5,000,000+ in assets, or all equity owners are accredited

      πŸ“œ

      Professional Certification

      Series 7, 65, or 82 license holders

      🏦

      Institutional

      Banks, broker-dealers, insurance companies, registered investment advisers


      3.23 πŸ“ Account Registration

      You must provide accurate, current, and complete information during registration and maintain the accuracy of such information.

      You are responsible for:

      • Responsibility

        Description

        πŸ”

        Credential Security

        Safeguarding your account credentials

      •  and wallet private keys

      • πŸ‘€

        Account Activities

        All activities that occur under your account

      • 🚨

        Unauthorized Use

        Immediately notifying us of any unauthorized use

        βœ…

        Information Accuracy

        Maintaining accurate and current account information

        πŸ“‹

        Compliance Documentation

        Providing updated documentation when requested


        4. πŸͺ™ TOKENIZATION PROCESS

        (ST22 TOKENIZED SECURITIES)

        4.1 🏒 Company Tokenization

         β€” Category 1 Requirements

        Companies seeking to tokenize their securities must:under SEC Category 1 must complete:

        Requirement

        Description

        Category 1 Alignment

        πŸ“‹

        Board Resolution

        Board


        of
        πŸ“‹Directors TOKENIZATIONauthorization REQUIREMENTS:
        βœ… Createfor Series "M"M Preferredcreation

        Direct Sharesissuer (orauthorization

        πŸ“œ equivalent)

        Certificate asof specified βœ… Execute a tripartite agreementDesignation

        Filed with OTCWyoming MemeSecretary Corp.of andState

        Official Empireshareholder Stockregister

        🏦 Transfer

        Custody Inc. βœ… Irrevocably deposit 1,000,000,000 preferredDeposit

        Deposit shares with Empire Stock Transfer

        Regulated custody

        βœ… Pre-fund

        Due andDiligence

        Complete purchaseOTCM 40-60%Protocol due diligence review

        Issuer verification

        πŸ’°

        Minting Fee

        Pay $1,000-$25,000 minting fee (tiered by market cap)

        Service fee

        πŸͺ™

        Token Purchase

        Purchase minimum 40% of minted tokens immediatelyfor uponliquidity

        Liquidity tokenizationrequirement

        πŸ“‹ βœ…

        Compliance AcknowledgeAgreement

        Execute thatrequired depositedcompliance sharesdocumentation

        Category cannot1 becompliance

        reclaimed

        4.2 πŸ”— ST22 Token Characteristics

        All tokensST22 Tokenized Securities created through our Platform:

        Characteristic

        Description

        Category 1 Requirement

        βš–οΈ

        Classification

        ARE

        • SECURITIES

           under federal securities laws

        Category 1 acknowledgment

        🏦 Are

        Backing

        Backed backed 1:1 by preferredPreferred Series "M" shares held at Empire Stock Transfer

      • True equity backing

        πŸ“Š

        Supply Limit

        Cannot exceed the number of shares held in custody

      • Verified backing

        πŸ’° Are

        Transaction subjectFee

        Subject to 0.04%5% total transaction fee (0.03%4% toOTCM OTCProtocol, Meme1% Corp.,Issuer)

        Fee 0.01% to Empire Stock Transfer)

      • structure

      • πŸ“ˆ

        Trading

        Trade according to bonding curve mechanics until reachinggraduation

        CEDEX graduationtrading

        πŸ›‘οΈ thresholds

        Security

        Controls

        Subject to 42 Transfer Hook security controls

        Category 1 investor protection

        πŸ”„

        Conversion Rights

        Convertible to common stock per Certificate of Designation

        Protective conversion


        4.3 πŸ›‘οΈ Transfer Hook Security Controls

        All ST22 transactions are subject to 42 mathematically-enforced security controls including:

        Control Category

        Examples

        Purpose

        🏦

        Custody Verification

        1:1 backing check on every transaction

        Category 1 true equity backing

        πŸͺͺ

        Investor Verification

        KYC/AML/accreditation status

        Category 1 investor protection

        πŸ“Š

        Wallet Limits

        4.99% maximum per wallet

        Concentration prevention

        πŸ”΄

        Circuit Breakers

        30% price drop triggers trading halt

        Volatility protection

        ⏰

        Vesting Enforcement

        Smart contract enforced vesting

        Insider protection

        🚫 Company

        OFAC Screening

        Real-time sanctions check

        Compliance requirement

        ⚠️ Non-Bypassable: These controls execute on every transaction and cannot be disabled or circumvented.


        4.4 🚫 Issuer Restrictions

        Companies that tokenize their shares:securities:

        Restriction

        Description

        πŸ”’

        Permanent Commitment

        Preferred


        share
        ❌deposits are PERMANENT RESTRICTIONS:and β€’IRREVOCABLE

        🚫

        No Redemption

        CANNOT redeem tokens for their deposited preferredshares

        ⏰ shares

        Vesting β€’ Cannot manipulate token supply or backing ratios β€’ Compliance

        Must comply with alltoken disclosurevesting requirementsschedules

        πŸ“‹ β€’

        Ongoing AreObligations

        Must permanentlymaintain restrictedcompliance fromwith accessingCertificate theirof depositedDesignation

        πŸ›‘οΈ shares

        Transfer Hook Compliance

        Cannot disable or circumvent Transfer Hook controls


        5. πŸ’° TRADING AND FEES

        5.1 πŸ’Έ Fee Structure

        All ST22 token transactions are subject to the following fees:

        Fee Type

        Rate

        Recipient

        Purpose

        πŸ’°

        Total Transaction Fee

        5.00%

        Split below


        All CEDEX trades

        β†’

        //πŸ›οΈ 

        Protocol Fee

        4.00%

        OTCM Structure:Protocol πŸ“ˆTreasury

        Operations, Duringcompliance, Bondingstaking Curverewards

        β†’ Phase:🏒 β€’

        Issuer Fee

        1.1%00%

        ST22 totalIssuer

        Issuer (1.0%revenue toshare

        Platform,

        Fee 0.1%Comparison

        to

        Venue

        Total Empire Stock Transfer) πŸŽ“ After Graduation: β€’ 0.4% total (0.3% to Platform, 0.1% to Empire Stock Transfer) ⚠Cost

        Includes

        πŸ›οΈ FeesTraditional are:OTC β€’Markets

        5-10% Automaticallyspread

        Execution deductedonly

        βœ… from

        OTCM eachCEDEX

        5% transactionflat

        Execution β€’+ PermanentCategory and1 codedcompliance into+ smartcustody contracts+

        42 security controls


        5.2 πŸ“Š Trading Mechanics

        • Mechanism

          Description

          πŸ“ˆ

          Bonding Curve

          Initial trading occurs through sigmoid bonding curves for price discovery

        • πŸŽ“

          Graduation

          Tokens graduate to fullCPMM DEXliquidity tradingpool upon reaching $50,75,000 inmarket liquidity

        • cap

        • βœ…

          Finality

          All trades are final and irreversible once confirmed on blockchain

        • πŸ•

          24/7 Trading is

          Trading available 24/77/365 subject to blockchain availability

          πŸ›‘οΈ

          Transfer Hooks

          All trades subject to 42 security control verification

          πŸ”΄

          Circuit Breakers

          Trading may halt during extreme volatility (30% price drop)


          5.3 🏦 CEDEX Trading Venue

          ST22 Tokenized Securities trade exclusively on CEDEX (Compliant Exchange for Digital Securities).

          Feature

          Description

          Why It Matters

          πŸͺ

          Full Transfer Hook Support

          All 42 security controls active

          Category 1 compliance maintained

          πŸ›‘οΈ

          MEV Protection

          Jito bundle integration

          Front-running prevention

          πŸ”΄

          Circuit Breakers

          Automatic trading halts

          Volatility protection

          πŸ“Š

          Transparent Order Book

          Visible liquidity

          Fair price discovery

          ⚠️ Why Not External DEXs: Major DEXs (Raydium, Orca, Meteora) disable Transfer Hooks upon graduation, eliminating all 42 security controls and removing Category 1 investor protections. ST22 tokens trade only on CEDEX.


          6. βš–οΈ REGULATORY COMPLIANCE

          6.1 πŸ“œ SecuritiesSEC LawCategory 1 Compliance

          You acknowledge that:

          • πŸ“‹

            Acknowledgment

            Description

            βš–οΈ

            Securities Classification

            ST22 Tokenized securitiesSecurities may

            ARE beSECURITIES

            subject tounder federal and state securities laws

          • πŸ‘€

          • πŸ›οΈ

            Category 1 Framework

            The Platform operates under SEC Category 1 (Issuer-Sponsored Tokenized Securities) framework pursuant to the January 28, 2026 Joint Statement

            πŸ“‹

            Compliance Obligations

            You are responsible for complying with all applicable securities regulations

          • 🌍

            Jurisdictional Restrictions

            Certain tokens may be restricted based on your jurisdiction

          • πŸŽ–οΈ

            Accredited Investor Requirement

            ST22 securities are available only to verified accredited investors

            Category 1 Requirements Satisfied

            Requirement

            Implementation

            Status

            πŸ›οΈ

            Direct Issuer Authorization

            Board resolution required

            βœ…

            πŸ“

            Official Shareholder Register

            Certificate of Designation filed

            βœ…

            🏦

            Regulated Custody

            Empire Stock Transfer (SEC-registered)

            βœ…

            πŸ’Ž

            True Equity Backing

            1:1 preferred shares with conversion rights

            βœ…

            πŸ”—

            Clear Ownership Chain

            CUSIP + Golden Medallion Guarantee

            βœ…

            πŸ›‘οΈ The

            Investor PlatformProtection

            42 implementsTransfer theHook "Howeycontrols

            βœ…

            Shield"
            framework for compliance

          6.2 πŸ” KYC/AML Requirements

          All users must:

          Requirement

          Description

          πŸ“‹

          Identity Verification

          • πŸ“‹

          Complete identityKYC verification procedures

        • πŸ“„

          Documentation

          Provide required identity documentation

        • πŸ’°

          Accreditation Verification

          Verify accredited investor status (for ST22)

          βœ…

          Monitoring Consent

          Consent to ongoing transaction monitoring

        • 🚨

          Suspicious Activity

          Report any suspicious activities

          🚫

          OFAC Compliance

          Pass sanctions screening


          6.3 🚫 Restricted Jurisdictions

          The Services are NOT available in certain jurisdictions, including:in:

          • Restriction

            Details

            πŸ΄β€β˜ οΈ

            OFAC Sanctioned Countries

            All jurisdictions subject to U.S. sanctions

          • 🚫

            Crypto-Prohibited Jurisdictions where

            Where cryptocurrency trading is prohibited

          • βš–οΈ Any

            Securities-Restricted

            Where locationtokenized wheresecurities ourare Servicesprohibited

            πŸ‡ΊπŸ‡Έ would

            Certain violateU.S. localStates

            States lawwith specific restrictions


            6.4 🎫 OTCM Utility Token Regulatory Status

            The OTCM Utility Token is a separate token that:

            Characteristic

            Status

            βš–οΈ

            Classification

            Utility Token (NOT a security)

            πŸ’Ž

            Backing

            None

             β€” not backed by securities

            πŸ”§

            Purpose

            Platform governance, fee discounts, staking

            πŸ“‹

            Regulatory Analysis

            May be analyzed under utility token framework

            ⚠️ Distinction: The OTCM Utility Token is completely separate from ST22 Tokenized Securities. Different regulatory frameworks apply.


            7. ⚠️ RISK DISCLOSURES

            7.1 πŸ“‰ Investment Risks

            You acknowledge the following risks:

            ST22 Tokenized Securities Risks


            Risk

            🚨 YOU ACKNOWLEDGE AND ACCEPT THE FOLLOWING RISKS:

            Description

            πŸ’Έ

            Total Loss

            Complete loss of invested capital

          •  is possible

          • 🎒

            Volatility

            Extreme price volatility

          •  may occur

          • 🏜️

            Liquidity

            Limited or no liquidity for certain tokens

          • πŸ”§

            Technology

            Technology failures or exploits

          • πŸ“œ

            Regulatory

            Regulatory changes affecting token value

          • πŸ’”

            Issuer Failure

            Company bankruptcy or fraud

            πŸ”΄

            Circuit Breakers

            Trading halts during volatility

            OTCM Utility Token Risks

            Risk

            Description

            πŸ’Έ

            Total Loss

            Complete loss is possible

            🚫

            No Backing

            No asset backing whatsoever

            🎒

            Extreme Volatility

            Highly speculative

            πŸ’§

            Liquidity Risk

            May be unable to sell


            7.2 🚫 No Guarantees


            We make NO guarantees regarding:

            ⚠

            No Guarantee

            Description

            πŸ“ˆ

            Price Appreciation

            Token values may decline

            πŸ–₯️ WE

            Platform DOOperation

            Platform may cease operations

            πŸ’§

            Liquidity

            Liquidity may be insufficient

            βœ…

            Regulatory Status

            Regulations may change

            🏒

            Issuer Success

            Companies may fail

            πŸ›‘οΈ

            Loss Prevention

            Category 1 controls do NOT GUARANTEE:prevent

            • πŸ“ˆmarket Tokenlosses

            price
            appreciation
          • πŸ–₯️ Continued platform operation
          • πŸ’§ Liquidity availability
          • βœ… Regulatory approval
          • 🏒 Company success or viability

          7.3 🌫️ Grey MarketUnderlying Securities

           Risks

          Many tokenized securities represent companies inthat:

          the

          Characteristic

          Risk

          πŸ“Š grey

          Limited market that:Reporting

          • πŸ“Š

          Have limited or no current financial reporting

        • πŸ’”

          Ceased Operations

          May have ceased business operations

        • ⚠️

          Business Challenges

          Face significant business challenges

        • πŸ“ˆ

          No Market Makers

          Have no traditional market makers

          πŸ›οΈ

          Regulatory Issues

          May have lost 15c2-11 eligibility


          7.4 πŸ“‹ Full Risk Disclosure

          You must read and acknowledge our complete Risk Disclosure document before using the Services. The risks described in this Section 7 are summaries only.


          8. 🎨 INTELLECTUAL PROPERTY

          8.1 🏒 Platform IP

          All Platform content, features, and functionality are owned by OTCOTCM MemeProtocol, Corp.Inc. and are protected by:

          • Protection

            Description

            ©️

            Copyright

            International copyright laws

          • ℒ️

            Trademark

            Trademark laws

          • πŸ“‹

            Patent

            Patent laws

          • πŸ”’

            Trade Secret

            Trade secret laws

          • βš–οΈ

            Other IP

            Other intellectual property laws


            8.2 πŸ“ User Content

            By submitting content to the Platform, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute such content in connection with the Services.


            9. 🚫 PROHIBITED ACTIVITIES

            You may NOT:


            Prohibition

            Description

            🎭

            ❌

            Misrepresentation

            Provide PROHIBITEDfalse ACTIVITIES: β€’ Violate any lawsidentity or regulationsaccreditation β€’information

            πŸ”§ Engage in market manipulation or wash trading β€’ Use the Platform for money laundering or terrorist financing β€’

            Manipulation

            Attempt to hack,manipulate disrupt,token prices or damagemarkets

            πŸ’» the Platform β€’ Impersonate others or provide false information β€’ Create multiple accounts

            Hacking

            Attempt to circumvent restrictions β€’ Use automatedaccess systems without authorization

            🚫

            Sanctions Evasion

            Evade OFAC sanctions or other restrictions

            πŸ€–

            Malicious Bots

            Deploy bots designed to manipulate or exploit

            πŸ“œ

            Illegal Activity

            Use Services for any illegal purpose

            πŸ”“

            Circumvention

            Attempt to bypass Transfer Hook controls

            πŸ‘₯

            Straw Purchases

            Purchase on behalf of non-accredited investors

            πŸ“’

            False Information

            Spread false information about tokens or issuers

            βš–οΈ

            Regulatory Evasion

            Evade securities law requirements


            10. ⚠️ DISCLAIMER OF WARRANTIES


            🚨 CRITICAL DISCLAIMER:⚠️ THE PLATFORM AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE"
            WITHOUT WARRANTIESWARRANTY OF ANY KIND, EXPRESS OR IMPLIED.

            WE SPECIFICALLY DISCLAIM ALL WARRANTIES INCLUDING:

            • πŸ“Š MERCHANTABILITY
            • 🎯 FITNESS FOR A PARTICULAR PURPOSE
            • βš–οΈ NON-INFRINGEMENT
            • βœ… ACCURACY OR RELIABILITY OF INFORMATION
            πŸ›‘οΈ UNINTERRUPTED OR ERROR-FREE OPERATION πŸ’° INVESTMENT PERFORMANCE

            11. πŸ›‘οΈ LIMITATION OF LIABILITY


            ⚠️ TO THE MAXIMUM EXTENT PERMITTED BY LAW:

            🚫 NoNO LiabilityLIABILITY For:

            FOR:
            • OTCOTCM MEMEPROTOCOL, CORP.INC. SHALL NOT BE LIABLE for any indirect, incidental, special, consequential, or punitive damages
            damages,

            including but not limited to: β€’ Loss of profits, revenue, or data β€’ Market losses or missed opportunities β€’ Issuer failures or fraud β€’ Blockchain network failures β€’ Regulatory changes β€’ Third-party actions πŸ’° MaximumMAXIMUM Liability:

            LIABILITY:
            • OUR TOTAL LIABILITY SHALL NOT EXCEED the fees paid by you in the twelve (12) months preceding the claim
            claim,

            or $100, whichever is greater. 🌐 ExternalEXTERNAL Factors:

            FACTORS:
            • WE ARE NOT LIABLE for losses arising from third-party actions, blockchain failures, regulatory changes, or force majeure events
            events. βš–οΈ CATEGORY 1 LIMITATIONS: Category 1 compliance provides certain investor protections but does NOT guarantee against market losses, issuer failures, or investment losses.

            12. πŸ›‘οΈ INDEMNIFICATION

            You agree to indemnify, defend, and hold harmless OTCOTCM MemeProtocol, Corp.Inc., its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:

            Indemnification Trigger

            Description

            πŸ“‹

            Terms Violation


            πŸ”’ INDEMNIFICATION COVERS:
            β€’ Your use of the Services
            β€’ Your violation of these Terms

            βš–οΈ β€’

            Law Violation

            Your violation of any third-partyapplicable rightslaw

            🎭 β€’

            Misrepresentation

            False Any contentinformation you submitprovided

            πŸ’°

            Transactions

            Your trading activities and investment decisions

            πŸ‘₯

            Third-Party Claims

            Claims by third parties related to theyour Platformuse

            πŸ”

            Account Security

            Unauthorized use of your account due to your negligence


            13. βš–οΈ DISPUTE RESOLUTION

            13.1 πŸ›οΈ Arbitration Agreement

            Any disputes arising from these Terms or your use of the Services shall be resolved through binding arbitration in accordance with the American Arbitration Association rules.rules.

            Arbitration Terms

            Description

            πŸ“

            Location

            Wyoming, United States

            βš–οΈ

            Rules

            AAA Commercial Arbitration Rules

            πŸ‘€

            Arbitrator

            Single arbitrator

            πŸ’°

            Costs

            Each party bears own costs; filing fees split


            13.2 πŸ‘₯ Class Action Waiver

            You waive any right to participate in:

            • Waiver

              Description

              πŸ‘₯

              Class Actions

              Class action lawsuits

            • πŸ›οΈ

              Class Arbitration

              Class-wide arbitration

              πŸ“‹

              Representative Actions

              Representative or consolidated actions


              13.3 πŸ“ Governing Law

              These Terms are governed by the laws of the State of FloridaWyoming, United States, without regard to conflict of law principles.


              14. πŸ”„ MODIFICATIONS

              πŸ“ Amendment Rights

              We reserve the right to modify these Terms at any time.

              Notification Process

              Action

              Method

              πŸ“§

              Material Changes

              Email notification to registered users

              🌐

              NotificationAll Process:Changes

              • πŸ“§ We will notify users of material changes via email or

              Platform announcement

            • πŸ“…

              Effective Date

              Clearly stated in updated Terms

              βœ… Continued Use = Agreement

              Continued use of the Services after changes constitutes acceptance of modified Terms

            Terms.


            15. ❌ TERMINATION

            15.1 πŸ‘€ User Termination

            You may terminate your account at any time, subject toto:

            completing

            Condition

            Description

            πŸ’°

            Open Transactions

            Completing any open transactions.transactions

            πŸ“‹

            Outstanding

            Obligations

            Satisfying any outstanding obligations

            πŸͺ™

            Token Ownership

            Tokens remain yours on blockchain


            15.2 🏒 Platform Termination

            We may terminate or suspend your access immediately, without prior notice, for:

            Termination Trigger

            Description

            πŸ“‹

            Terms Violation


            ⚠️ TERMINATION REASONS:
            β€’ Violation of these Terms

            βš–οΈ β€’

            Legal Requirement

            Required by law or regulation

            🎭

            Fraud

            Suspected fraudulent activity

            🚫

            Sanctions

            OFAC or illegalother activitysanctions β€’match

            πŸ” Extended

            Security

            Security periodconcerns

            πŸŽ–οΈ

            Accreditation

            Loss of inactivityaccredited β€’investor Anystatus

            other
            reason at our discretion

            15.3 πŸ“‹ Effect of Termination

            Upon termination:

            Effect

            Description

            ❌

            Access

            • ❌

            Your access to the Platform will cease

          • πŸ’°

            Liability

            You remain liable for all transactions prior to termination

          • πŸͺ™

            Tokens

            Tokens you own remain on the blockchain

          • πŸ“œ

          • πŸ“‹

            Survival

            Certain provisions of these Terms survive termination (see Section 18)

            🏦

            Custody

            Underlying shares remain at Empire Stock Transfer


            16. πŸ”’ PRIVACY AND DATA PROTECTION

            16.1 πŸ“‹ Privacy Policy

            Your use of the Services is subject to our Privacy Policy, which is incorporated by reference.


            16.2 πŸ›οΈ Category 1 Data Requirements

            You acknowledge that Category 1 compliance requires collection and retention of:

            Data Type

            Purpose

            Retention

            πŸͺͺ

            KYC Data

            Identity verification

            5 years

            πŸ’°

            Accreditation Data

            SEC Rule 506(c) compliance

            5 years

            πŸ“Š

            Transaction Records

            Securities law compliance

            7 years

            🏦

            Custody Records

            Transfer agent coordination

            7 years


            16.3 πŸ›‘οΈ Data Security

            While we implement reasonable security measures, no system is completely secure.secure. You acknowledge the inherent risks of providing information online.


            17. 🀝 THIRD-PARTY SERVICES

            17.1 🏦 Empire Stock Transfer

            Custody services are provided by Empire Stock Transfer Inc., aan SEC-registered transfer agent.

            Their

            Aspect

            Description

            πŸ›οΈ services

            Registration

            SEC-registered aretransfer subjectagent

            πŸ”’

            Function

            Custody of Preferred Series "M" shares

            πŸ“‹

            Terms

            Subject to separate terms and conditions.conditions

            βœ…

            Category 1

            Satisfies regulated custody requirement


            17.2 ⛓️ Blockchain Networks

            The Platform operates on Solana blockchain.

            Aspect

            Description

            🌐

            Network

            Solana Mainnet-Beta

            βš™οΈ

            Control

            Network operations are outside our control

            πŸ“‹ and subject

            Rules

            Subject to network rules and conditions.conditions

            ⚠️

            Risks

            Network outages may affect trading


            17.3 πŸ” Compliance Providers

            KYC, AML, and accreditation verification services are provided by third-party providers subject to their own terms and privacy policies.


            18. πŸ“‹ MISCELLANEOUS

            18.1 πŸ“œ Entire Agreement

            These TermsTerms, together with the Privacy Policy, Risk Disclosure, and other incorporated documents, constitute the entire agreement between you and OTCOTCM MemeProtocol, Corp.Inc. regarding the Services.


            18.2 πŸ”§ Severability

            If any provision is found unenforceable, the remaining provisions shall continue in full effect.


            18.3 πŸ“„ Assignment

            You may NOT assign your rights under these Terms without our prior written consent. We may assign our rights without restriction.


            18.4 ❌ Waiver

            No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.


            18.5 πŸ“‹ Survival

            The following sections survive termination: 7 (Risk Disclosures), 10 (Disclaimer), 11 (Limitation of Liability), 12 (Indemnification), 13 (Dispute Resolution), and this Section 18.


            19. 🏒 SPECIAL PROVISIONS FOR TOKENIZED COMPANIES

            (ISSUERS)

            19.1 πŸ”’ Permanent Commitment

            Companies acknowledge thatthat:

            preferred

            Commitment

            Description

            πŸ”’

            Irrevocable

            Preferred share deposits are PERMANENT and IRREVOCABLE

            🚫

            No Redemption.

            Cannot

            redeem tokens for deposited shares

            βš–οΈ

            Category 1

            Must maintain Category 1 compliance

            πŸ“‹

            Board Authority

            Board resolution cannot be rescinded after tokenization


            19.2 πŸ’° Token Purchase Obligation

            Companies must:

            Obligation

            Description

            πŸ’§

            mustLiquidity

            Purchase purchaseminimum 40-60%40% of their minted tokens for liquidity pool

            ⏰

            Timing

            Purchase immediately upon tokenization

            πŸ“ˆ

            Price

            Purchase at the initial bonding curve price.price

            19.3 🚫 No Redemption Rights

            Companies CANNOT redeem tokens for their deposited shares under any circumstances.


            19.3 πŸ“‹ Ongoing Obligations

            Companies must:

            Obligation

            Description

            πŸ›‘οΈ

            Compliance

            Maintain Category 1 compliance

            πŸ“‹

            Documentation

            Provide requested documentation

            πŸ””

            Notification

            Notify OTCM of material changes

            βš–οΈ

            Certificate

            Comply with Certificate of Designation


            20. πŸ“ž CONTACT INFORMATION

            For questions about these Terms:

            Contact

            Information

            πŸ“§

            General Inquiries

            legal@otcm.io

            πŸ›‘οΈ

            Compliance

            compliance@otcm.io

            πŸ”’

            Privacy

            privacy@otcm.io

            🏒

            Issuer Relations

            issuers@otcm.io


            Mailing Address:

            🏒OTCM OTCProtocol, MemeInc.
            Corp.Attn: πŸ“Legal 240Department
            Vaughn[Address]
            Dr,Wyoming, SteUnited 8
               Alpharetta, GA 30009
            πŸ“§ Email: legal@otc.meme
            πŸ“ž Phone: 1-404-734-3277States

            βœ… FINAL ACKNOWLEDGMENT


            🚨 BY USING THE OTCOTCM MEME CORP.PROTOCOL PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE
            READ, UNDERSTOOD, AND AGREE TOTHAT:
            
            BEβœ… BOUNDYou BYhave THESEread, TERMSunderstood, ANDand CONDITIONS.agree to these Terms and Conditions
            βœ… You have read and understood the Risk Disclosure
            βœ… You understand ST22 Tokenized Securities ARE SECURITIES
            βœ… You meet all eligibility requirements including accredited investor status (for ST22)
            βœ… You accept the risk of TOTAL LOSS of your investment
            βœ… You will comply with all applicable laws and regulations
            βœ… You understand the OTCM Utility Token has NO asset backing
            βœ… You consent to required data collection for Category 1 compliance

            πŸ“‹ Document Information

            Field

            Value

            πŸ“„

            Document Version

            3.0

            πŸ“…

            Effective Date

            January 2026

            πŸ“

            Jurisdiction

            Wyoming, United States

            βš–οΈ

            Governing Law

            Wyoming State Law and Federal Securities Law

            πŸ›οΈ

            Regulatory Framework

            SEC Category 1 (Issuer-Sponsored Tokenized Securities)



            Β© 2026 OTCM Protocol, Inc. | All Rights Reserved

            ST22 Tokenized Securities are securities under federal securities laws. The OTCM Utility Token is a utility token with no asset backing. This document does not constitute an offer to sell or solicitation of an offer to buy any securities.