📋 Terms and Conditions
✅ SEC CATEGORY 1 COMPLIANT | Issuer-Sponsored Tokenized Securities pursuant to SEC Division of Corporation Finance, Division of Investment Management, and Division of Trading and Markets Joint Statement dated January 28, 2026
By accessing or using the OTCM Protocol, Inc. platform ("Platform"), websites located at https://otcm.io, https://otcm.fun, https://otcm.me, or https://otcm.info, or any related services (collectively, the "Services"), you agree to be bound by:
Document | Status |
|---|---|
📋 These Terms and Conditions | Required acceptance |
🔒 Our Privacy Policy | Required acceptance |
⚠️ Our Risk Disclosure | Required acceptance |
🍪 Our Cookie Notice | Required acceptance |
⚖️ All applicable laws and regulations | Required compliance |
1. 🏢 COMPANY INFORMATION
Field | Information |
|---|---|
🏢 Legal Entity | OTCM Protocol, Inc. |
📍 Jurisdiction | Wyoming, United States |
🏛️ Entity Type | Wyoming Digital Asset Corporation |
🏛️ Regulatory Framework | SEC Category 1 (Issuer-Sponsored Tokenized Securities) |
📧 Contact | legal@otcm.io |
2. 📊 DESCRIPTION OF SERVICES
2.1 🚀 Platform Overview
OTCM Protocol, Inc. operates a SEC Category 1 compliant blockchain-based platform that enables the tokenization of securities as ST22 Tokenized Securities on the Solana blockchain.
Our Services Include:
Service | Description | Regulatory Status |
|---|---|---|
🪙 Securities Tokenization | Tokenization of company shares through Preferred Series "M" share structures | Category 1 compliant |
🔒 1:1 Backed Tokens | Creation of tokens backed by shares held at Empire Stock Transfer (SEC-registered transfer agent) | Category 1 compliant |
📈 CEDEX Trading | Trading of tokenized securities through compliant bonding curves and liquidity pools | Category 1 compliant |
🏗️ Market Infrastructure | Providing permanent market infrastructure for previously illiquid securities | Category 1 compliant |
🎫 OTCM Utility Token | Platform governance, fee discounts, and staking (separate from ST22 securities) | Utility token |
2.2 ⚖️ Critical Token Classification
⚠️ Two Different Token Types
OTCM Protocol operates two fundamentally different token types. You must understand which you are using:
Token Type | Classification | Backing | Regulatory Status |
|---|---|---|---|
📜 ST22 Tokenized Securities | SECURITIES | 1:1 Preferred Series "M" shares | SEC Category 1 |
🎫 OTCM Utility Token | Utility Token | None | Utility token framework |
⚠️ CRITICAL: ST22 Tokenized Securities ARE SECURITIES under federal securities laws. Purchasing ST22 tokens constitutes purchasing securities. Different rules, restrictions, and investor protections apply to each token type.
2.3 🚫 Not Investment Advice
⚠️ IMPORTANT DISCLAIMER
All content on the Platform is for informational purposes only and does NOT
constitute investment, legal, tax, or financial advice.
ST22 Tokenized Securities ARE SECURITIES. Investing in securities involves
substantial risk including possible loss of your entire investment.You should:
Action | Description |
|---|---|
🔍 Research | Conduct your own due diligence |
🧑💼 Consult Professionals | Seek advice from qualified financial, legal, and tax advisors |
💡 Independent Decisions | Make informed investment decisions independently |
📋 Review Disclosures | Carefully review all risk disclosures before investing |
3. 👤 ELIGIBILITY AND REGISTRATION
3.1 ✅ General Eligibility Requirements
To use the Services, you must:
Requirement | Description |
|---|---|
🎂 Age | Be at least 18 years of age (21 in some jurisdictions) |
⚖️ Legal Capacity | Have the legal capacity to enter into binding contracts |
🚫 Not Prohibited | Not be prohibited from using the Services under applicable laws |
🌍 Jurisdiction | Not be located in a prohibited or restricted jurisdiction |
📋 KYC/AML | Complete all required KYC and AML verification procedures |
3.2 💰 Additional Requirements for ST22 Tokenized Securities
To purchase or trade ST22 Tokenized Securities, you must ALSO:
Requirement | Description | Regulatory Basis |
|---|---|---|
🎖️ Accredited Investor | Qualify as an accredited investor under SEC Rule 501 | SEC Rule 506(c) |
✅ Verification | Complete accredited investor verification through approved providers | SEC Rule 506(c) |
📋 Documentation | Provide required financial documentation | SEC regulations |
🚫 OFAC Clearance | Pass OFAC sanctions screening | U.S. Treasury requirements |
⚠️ IMPORTANT: ST22 Tokenized Securities are offered under Regulation D Rule 506(c), which permits sales only to verified accredited investors. Non-accredited investors cannot purchase ST22 tokens.
Accredited Investor Qualification (SEC Rule 501)
You qualify as an accredited investor if you meet one of the following:
Qualification | Threshold |
|---|---|
💰 Individual Income | $200,000+ annually for last 2 years (expecting same this year) |
👥 Joint Income | $300,000+ annually with spouse for last 2 years |
💎 Net Worth | $1,000,000+ (excluding primary residence) |
🏢 Entity | $5,000,000+ in assets, or all equity owners are accredited |
📜 Professional Certification | Series 7, 65, or 82 license holders |
🏦 Institutional | Banks, broker-dealers, insurance companies, registered investment advisers |
3.3 📝 Account Registration
You must provide accurate, current, and complete information during registration and maintain the accuracy of such information.
You are responsible for:
Responsibility | Description |
|---|---|
🔐 Credential Security | Safeguarding your account credentials and wallet private keys |
👤 Account Activities | All activities that occur under your account |
🚨 Unauthorized Use | Immediately notifying us of any unauthorized use |
✅ Information Accuracy | Maintaining accurate and current account information |
📋 Compliance Documentation | Providing updated documentation when requested |
4. 🪙 TOKENIZATION PROCESS (ST22 TOKENIZED SECURITIES)
4.1 🏢 Company Tokenization — Category 1 Requirements
Companies seeking to tokenize their securities under SEC Category 1 must complete:
Requirement | Description | Category 1 Alignment |
|---|---|---|
📋 Board Resolution | Board of Directors authorization for Series M creation | Direct issuer authorization |
📜 Certificate of Designation | Filed with Wyoming Secretary of State | Official shareholder register |
🏦 Custody Deposit | Deposit shares with Empire Stock Transfer | Regulated custody |
✅ Due Diligence | Complete OTCM Protocol due diligence review | Issuer verification |
💰 Minting Fee | Pay $1,000-$25,000 minting fee (tiered by market cap) | Service fee |
🪙 Token Purchase | Purchase minimum 40% of minted tokens for liquidity | Liquidity requirement |
📋 Compliance Agreement | Execute required compliance documentation | Category 1 compliance |
4.2 🔗 ST22 Token Characteristics
All ST22 Tokenized Securities created through our Platform:
Characteristic | Description | Category 1 Requirement |
|---|---|---|
⚖️ Classification | ARE SECURITIES under federal securities laws | Category 1 acknowledgment |
🏦 Backing | Backed 1:1 by Preferred Series "M" shares at Empire Stock Transfer | True equity backing |
📊 Supply Limit | Cannot exceed the number of shares held in custody | Verified backing |
💰 Transaction Fee | Subject to 5% total transaction fee (4% OTCM Protocol, 1% Issuer) | Fee structure |
📈 Trading | Trade according to bonding curve mechanics until graduation | CEDEX trading |
🛡️ Security Controls | Subject to 42 Transfer Hook security controls | Category 1 investor protection |
🔄 Conversion Rights | Convertible to common stock per Certificate of Designation | Protective conversion |
4.3 🛡️ Transfer Hook Security Controls
All ST22 transactions are subject to 42 mathematically-enforced security controls including:
Control Category | Examples | Purpose |
|---|---|---|
🏦 Custody Verification | 1:1 backing check on every transaction | Category 1 true equity backing |
🪪 Investor Verification | KYC/AML/accreditation status | Category 1 investor protection |
📊 Wallet Limits | 4.99% maximum per wallet | Concentration prevention |
🔴 Circuit Breakers | 30% price drop triggers trading halt | Volatility protection |
⏰ Vesting Enforcement | Smart contract enforced vesting | Insider protection |
🚫 OFAC Screening | Real-time sanctions check | Compliance requirement |
⚠️ Non-Bypassable: These controls execute on every transaction and cannot be disabled or circumvented.
4.4 🚫 Issuer Restrictions
Companies that tokenize their securities:
Restriction | Description |
|---|---|
🔒 Permanent Commitment | Preferred share deposits are PERMANENT and IRREVOCABLE |
🚫 No Redemption | CANNOT redeem tokens for deposited shares |
⏰ Vesting Compliance | Must comply with token vesting schedules |
📋 Ongoing Obligations | Must maintain compliance with Certificate of Designation |
🛡️ Transfer Hook Compliance | Cannot disable or circumvent Transfer Hook controls |
5. 💰 TRADING AND FEES
5.1 💸 Fee Structure
All ST22 token transactions are subject to the following fees:
Fee Type | Rate | Recipient | Purpose |
|---|---|---|---|
💰 Total Transaction Fee | 5.00% | Split below | All CEDEX trades |
→ 🏛️ Protocol Fee | 4.00% | OTCM Protocol Treasury | Operations, compliance, staking rewards |
→ 🏢 Issuer Fee | 1.00% | ST22 Issuer | Issuer revenue share |
Fee Comparison
Venue | Total Cost | Includes |
|---|---|---|
🏛️ Traditional OTC Markets | 5-10% spread | Execution only |
✅ OTCM CEDEX | 5% flat | Execution + Category 1 compliance + custody + 42 security controls |
5.2 📊 Trading Mechanics
Mechanism | Description |
|---|---|
📈 Bonding Curve | Initial trading occurs through sigmoid bonding curves for price discovery |
🎓 Graduation | Tokens graduate to CPMM liquidity pool upon reaching $75,000 market cap |
✅ Finality | All trades are final and irreversible once confirmed on blockchain |
🕐 24/7 Trading | Trading available 24/7/365 subject to blockchain availability |
🛡️ Transfer Hooks | All trades subject to 42 security control verification |
🔴 Circuit Breakers | Trading may halt during extreme volatility (30% price drop) |
5.3 🏦 CEDEX Trading Venue
ST22 Tokenized Securities trade exclusively on CEDEX (Compliant Exchange for Digital Securities).
Feature | Description | Why It Matters |
|---|---|---|
🪝 Full Transfer Hook Support | All 42 security controls active | Category 1 compliance maintained |
🛡️ MEV Protection | Jito bundle integration | Front-running prevention |
🔴 Circuit Breakers | Automatic trading halts | Volatility protection |
📊 Transparent Order Book | Visible liquidity | Fair price discovery |
⚠️ Why Not External DEXs: Major DEXs (Raydium, Orca, Meteora) disable Transfer Hooks upon graduation, eliminating all 42 security controls and removing Category 1 investor protections. ST22 tokens trade only on CEDEX.
6. ⚖️ REGULATORY COMPLIANCE
6.1 📜 SEC Category 1 Compliance
You acknowledge that:
Acknowledgment | Description |
|---|---|
⚖️ Securities Classification | ST22 Tokenized Securities ARE SECURITIES under federal securities laws |
🏛️ Category 1 Framework | The Platform operates under SEC Category 1 (Issuer-Sponsored Tokenized Securities) framework pursuant to the January 28, 2026 Joint Statement |
📋 Compliance Obligations | You are responsible for complying with all applicable securities regulations |
🌍 Jurisdictional Restrictions | Certain tokens may be restricted based on your jurisdiction |
🎖️ Accredited Investor Requirement | ST22 securities are available only to verified accredited investors |
Category 1 Requirements Satisfied
Requirement | Implementation | Status |
|---|---|---|
🏛️ Direct Issuer Authorization | Board resolution required | ✅ |
📝 Official Shareholder Register | Certificate of Designation filed | ✅ |
🏦 Regulated Custody | Empire Stock Transfer (SEC-registered) | ✅ |
💎 True Equity Backing | 1:1 preferred shares with conversion rights | ✅ |
🔗 Clear Ownership Chain | CUSIP + Golden Medallion Guarantee | ✅ |
🛡️ Investor Protection | 42 Transfer Hook controls | ✅ |
6.2 🔍 KYC/AML Requirements
All users must:
Requirement | Description |
|---|---|
📋 Identity Verification | Complete KYC verification procedures |
📄 Documentation | Provide required identity documentation |
💰 Accreditation Verification | Verify accredited investor status (for ST22) |
✅ Monitoring Consent | Consent to ongoing transaction monitoring |
🚨 Suspicious Activity | Report any suspicious activities |
🚫 OFAC Compliance | Pass sanctions screening |
6.3 🚫 Restricted Jurisdictions
The Services are NOT available in:
Restriction | Details |
|---|---|
🏴☠️ OFAC Sanctioned Countries | All jurisdictions subject to U.S. sanctions |
🚫 Crypto-Prohibited Jurisdictions | Where cryptocurrency trading is prohibited |
⚖️ Securities-Restricted | Where tokenized securities are prohibited |
🇺🇸 Certain U.S. States | States with specific restrictions |
6.4 🎫 OTCM Utility Token Regulatory Status
The OTCM Utility Token is a separate token that:
Characteristic | Status |
|---|---|
⚖️ Classification | Utility Token (NOT a security) |
💎 Backing | None — not backed by securities |
🔧 Purpose | Platform governance, fee discounts, staking |
📋 Regulatory Analysis | May be analyzed under utility token framework |
⚠️ Distinction: The OTCM Utility Token is completely separate from ST22 Tokenized Securities. Different regulatory frameworks apply.
7. ⚠️ RISK DISCLOSURES
7.1 📉 Investment Risks
You acknowledge the following risks:
ST22 Tokenized Securities Risks
Risk | Description |
|---|---|
💸 Total Loss | Complete loss of invested capital is possible |
🎢 Volatility | Extreme price volatility may occur |
🏜️ Liquidity | Limited or no liquidity for certain tokens |
🔧 Technology | Technology failures or exploits |
📜 Regulatory | Regulatory changes affecting token value |
💔 Issuer Failure | Company bankruptcy or fraud |
🔴 Circuit Breakers | Trading halts during volatility |
OTCM Utility Token Risks
Risk | Description |
|---|---|
💸 Total Loss | Complete loss is possible |
🚫 No Backing | No asset backing whatsoever |
🎢 Extreme Volatility | Highly speculative |
💧 Liquidity Risk | May be unable to sell |
7.2 🚫 No Guarantees
We make NO guarantees regarding:
No Guarantee | Description |
|---|---|
📈 Price Appreciation | Token values may decline |
🖥️ Platform Operation | Platform may cease operations |
💧 Liquidity | Liquidity may be insufficient |
✅ Regulatory Status | Regulations may change |
🏢 Issuer Success | Companies may fail |
🛡️ Loss Prevention | Category 1 controls do NOT prevent market losses |
7.3 🌫️ Underlying Securities Risks
Many tokenized securities represent companies that:
Characteristic | Risk |
|---|---|
📊 Limited Reporting | Have limited or no current financial reporting |
💔 Ceased Operations | May have ceased business operations |
⚠️ Business Challenges | Face significant business challenges |
📈 No Market Makers | Have no traditional market makers |
🏛️ Regulatory Issues | May have lost 15c2-11 eligibility |
7.4 📋 Full Risk Disclosure
You must read and acknowledge our complete Risk Disclosure document before using the Services. The risks described in this Section 7 are summaries only.
8. 🎨 INTELLECTUAL PROPERTY
8.1 🏢 Platform IP
All Platform content, features, and functionality are owned by OTCM Protocol, Inc. and are protected by:
Protection | Description |
|---|---|
©️ Copyright | International copyright laws |
™️ Trademark | Trademark laws |
📋 Patent | Patent laws |
🔒 Trade Secret | Trade secret laws |
⚖️ Other IP | Other intellectual property laws |
8.2 📝 User Content
By submitting content to the Platform, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute such content in connection with the Services.
9. 🚫 PROHIBITED ACTIVITIES
You may NOT:
Prohibition | Description |
|---|---|
🎭 Misrepresentation | Provide false identity or accreditation information |
🔧 Manipulation | Attempt to manipulate token prices or markets |
💻 Hacking | Attempt to access systems without authorization |
🚫 Sanctions Evasion | Evade OFAC sanctions or other restrictions |
🤖 Malicious Bots | Deploy bots designed to manipulate or exploit |
📜 Illegal Activity | Use Services for any illegal purpose |
🔓 Circumvention | Attempt to bypass Transfer Hook controls |
👥 Straw Purchases | Purchase on behalf of non-accredited investors |
📢 False Information | Spread false information about tokens or issuers |
⚖️ Regulatory Evasion | Evade securities law requirements |
10. ⚠️ DISCLAIMER OF WARRANTIES
⚠️ THE PLATFORM AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE"
WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.
WE SPECIFICALLY DISCLAIM ALL WARRANTIES INCLUDING:
📊 MERCHANTABILITY
🎯 FITNESS FOR A PARTICULAR PURPOSE
⚖️ NON-INFRINGEMENT
✅ ACCURACY OR RELIABILITY OF INFORMATION
🛡️ UNINTERRUPTED OR ERROR-FREE OPERATION
💰 INVESTMENT PERFORMANCE11. 🛡️ LIMITATION OF LIABILITY
🚫 NO LIABILITY FOR:
OTCM PROTOCOL, INC. SHALL NOT BE LIABLE for any indirect, incidental, special,
consequential, or punitive damages, including but not limited to:
• Loss of profits, revenue, or data
• Market losses or missed opportunities
• Issuer failures or fraud
• Blockchain network failures
• Regulatory changes
• Third-party actions
💰 MAXIMUM LIABILITY:
OUR TOTAL LIABILITY SHALL NOT EXCEED the fees paid by you in the twelve (12)
months preceding the claim, or $100, whichever is greater.
🌐 EXTERNAL FACTORS:
WE ARE NOT LIABLE for losses arising from third-party actions, blockchain
failures, regulatory changes, or force majeure events.
⚖️ CATEGORY 1 LIMITATIONS:
Category 1 compliance provides certain investor protections but does NOT
guarantee against market losses, issuer failures, or investment losses.12. 🛡️ INDEMNIFICATION
You agree to indemnify, defend, and hold harmless OTCM Protocol, Inc., its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
Indemnification Trigger | Description |
|---|---|
📋 Terms Violation | Your violation of these Terms |
⚖️ Law Violation | Your violation of any applicable law |
🎭 Misrepresentation | False information you provided |
💰 Transactions | Your trading activities and investment decisions |
👥 Third-Party Claims | Claims by third parties related to your use |
🔐 Account Security | Unauthorized use of your account due to your negligence |
13. ⚖️ DISPUTE RESOLUTION
13.1 🏛️ Arbitration Agreement
Any disputes arising from these Terms or your use of the Services shall be resolved through binding arbitration in accordance with the American Arbitration Association rules.
Arbitration Terms | Description |
|---|---|
📍 Location | Wyoming, United States |
⚖️ Rules | AAA Commercial Arbitration Rules |
👤 Arbitrator | Single arbitrator |
💰 Costs | Each party bears own costs; filing fees split |
13.2 👥 Class Action Waiver
You waive any right to participate in:
Waiver | Description |
|---|---|
👥 Class Actions | Class action lawsuits |
🏛️ Class Arbitration | Class-wide arbitration |
📋 Representative Actions | Representative or consolidated actions |
13.3 📍 Governing Law
These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict of law principles.
14. 🔄 MODIFICATIONS
📝 Amendment Rights
We reserve the right to modify these Terms at any time.
Notification Process
Action | Method |
|---|---|
📧 Material Changes | Email notification to registered users |
🌐 All Changes | Platform announcement |
📅 Effective Date | Clearly stated in updated Terms |
✅ Continued Use = Agreement
Continued use of the Services after changes constitutes acceptance of modified Terms.
15. ❌ TERMINATION
15.1 👤 User Termination
You may terminate your account at any time, subject to:
Condition | Description |
|---|---|
💰 Open Transactions | Completing any open transactions |
📋 Outstanding Obligations | Satisfying any outstanding obligations |
🪙 Token Ownership | Tokens remain yours on blockchain |
15.2 🏢 Platform Termination
We may terminate or suspend your access immediately, without prior notice, for:
Termination Trigger | Description |
|---|---|
📋 Terms Violation | Violation of these Terms |
⚖️ Legal Requirement | Required by law or regulation |
🎭 Fraud | Suspected fraudulent activity |
🚫 Sanctions | OFAC or other sanctions match |
🔐 Security | Security concerns |
🎖️ Accreditation | Loss of accredited investor status |
15.3 📋 Effect of Termination
Upon termination:
Effect | Description |
|---|---|
❌ Access | Your access to the Platform will cease |
💰 Liability | You remain liable for all transactions prior to termination |
🪙 Tokens | Tokens you own remain on the blockchain |
📋 Survival | Certain provisions survive termination (see Section 18) |
🏦 Custody | Underlying shares remain at Empire Stock Transfer |
16. 🔒 PRIVACY AND DATA PROTECTION
16.1 📋 Privacy Policy
Your use of the Services is subject to our Privacy Policy, which is incorporated by reference.
16.2 🏛️ Category 1 Data Requirements
You acknowledge that Category 1 compliance requires collection and retention of:
Data Type | Purpose | Retention |
|---|---|---|
🪪 KYC Data | Identity verification | 5 years |
💰 Accreditation Data | SEC Rule 506(c) compliance | 5 years |
📊 Transaction Records | Securities law compliance | 7 years |
🏦 Custody Records | Transfer agent coordination | 7 years |
16.3 🛡️ Data Security
While we implement reasonable security measures, no system is completely secure. You acknowledge the inherent risks of providing information online.
17. 🤝 THIRD-PARTY SERVICES
17.1 🏦 Empire Stock Transfer
Custody services are provided by Empire Stock Transfer Inc., an SEC-registered transfer agent.
Aspect | Description |
|---|---|
🏛️ Registration | SEC-registered transfer agent |
🔒 Function | Custody of Preferred Series "M" shares |
📋 Terms | Subject to separate terms and conditions |
✅ Category 1 | Satisfies regulated custody requirement |
17.2 ⛓️ Blockchain Networks
The Platform operates on Solana blockchain.
Aspect | Description |
|---|---|
🌐 Network | Solana Mainnet-Beta |
⚙️ Control | Network operations are outside our control |
📋 Rules | Subject to network rules and conditions |
⚠️ Risks | Network outages may affect trading |
17.3 🔐 Compliance Providers
KYC, AML, and accreditation verification services are provided by third-party providers subject to their own terms and privacy policies.
18. 📋 MISCELLANEOUS
18.1 📜 Entire Agreement
These Terms, together with the Privacy Policy, Risk Disclosure, and other incorporated documents, constitute the entire agreement between you and OTCM Protocol, Inc. regarding the Services.
18.2 🔧 Severability
If any provision is found unenforceable, the remaining provisions shall continue in full effect.
18.3 📄 Assignment
You may NOT assign your rights under these Terms without our prior written consent. We may assign our rights without restriction.
18.4 ❌ Waiver
No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.
18.5 📋 Survival
The following sections survive termination: 7 (Risk Disclosures), 10 (Disclaimer), 11 (Limitation of Liability), 12 (Indemnification), 13 (Dispute Resolution), and this Section 18.
19. 🏢 SPECIAL PROVISIONS FOR TOKENIZED COMPANIES (ISSUERS)
19.1 🔒 Permanent Commitment
Companies acknowledge that:
Commitment | Description |
|---|---|
🔒 Irrevocable | Preferred share deposits are PERMANENT and IRREVOCABLE |
🚫 No Redemption | Cannot redeem tokens for deposited shares |
⚖️ Category 1 | Must maintain Category 1 compliance |
📋 Board Authority | Board resolution cannot be rescinded after tokenization |
19.2 💰 Token Purchase Obligation
Companies must:
Obligation | Description |
|---|---|
💧 Liquidity | Purchase minimum 40% of minted tokens for liquidity pool |
⏰ Timing | Purchase immediately upon tokenization |
📈 Price | Purchase at initial bonding curve price |
19.3 📋 Ongoing Obligations
Companies must:
Obligation | Description |
|---|---|
🛡️ Compliance | Maintain Category 1 compliance |
📋 Documentation | Provide requested documentation |
🔔 Notification | Notify OTCM of material changes |
⚖️ Certificate | Comply with Certificate of Designation |
20. 📞 CONTACT INFORMATION
For questions about these Terms:
Contact | Information |
|---|---|
📧 General Inquiries | legal@otcm.io |
🛡️ Compliance | compliance@otcm.io |
🔒 Privacy | privacy@otcm.io |
🏢 Issuer Relations | issuers@otcm.io |
Mailing Address:
OTCM Protocol, Inc.
Attn: Legal Department
[Address]
Wyoming, United States✅ FINAL ACKNOWLEDGMENT
BY USING THE OTCM PROTOCOL PLATFORM, YOU ACKNOWLEDGE AND AGREE THAT:
✅ You have read, understood, and agree to these Terms and Conditions
✅ You have read and understood the Risk Disclosure
✅ You understand ST22 Tokenized Securities ARE SECURITIES
✅ You meet all eligibility requirements including accredited investor status (for ST22)
✅ You accept the risk of TOTAL LOSS of your investment
✅ You will comply with all applicable laws and regulations
✅ You understand the OTCM Utility Token has NO asset backing
✅ You consent to required data collection for Category 1 compliance📋 Document Information
Field | Value |
|---|---|
📄 Document Version | 3.0 |
📅 Effective Date | January 2026 |
📍 Jurisdiction | Wyoming, United States |
⚖️ Governing Law | Wyoming State Law and Federal Securities Law |
🏛️ Regulatory Framework | SEC Category 1 (Issuer-Sponsored Tokenized Securities) |
⚖️ Legal Compliance — These terms are designed to protect both users and the platform while ensuring Category 1 regulatory compliance for tokenized securities.
© 2026 OTCM Protocol, Inc. | All Rights Reserved
ST22 Tokenized Securities are securities under federal securities laws. The OTCM Utility Token is a utility token with no asset backing. This document does not constitute an offer to sell or solicitation of an offer to buy any securities.